Check autism therapy insurance coverage in your state

Insurance coverage for applied behavior analysis (ABA) therapy can vary by state and by health plan. Action Behavior Centers partners with a wide range of insurance providers to help families access evidence-based autism therapy services quickly. View state-specific insurance coverage for autism therapy and see which plans are accepted in your area.

Insurance coverage for ABA therapy can vary by state and by health plan. Use the tool below to find state-specific insurance coverage for autism therapy in your area. Don’t see your insurance listed? Contact your local ABA center to verify in-network ABA coverage. We accept 120+ insurances and are adding more every day.

Insurance accepted by state:

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CO
Colorado
SBMA
MN
Minnesota
Sanford Health
Texas
Texas
Sidecar Health
IL
Illinois
Specialty Physician of Illinois
Arizona
Arizona
IL
Illinois
CO
Colorado
Texas
Texas
NC
North Carolina
MN
Minnesota
IN
Indiana
PA
Pennsylvania
SC
South Carolina
Surest
Texas
Texas
Texas School Health Benefits Program
NC
North Carolina
Trillium
Texas
Texas
Trustmark
IL
Illinois
U Chicago Medicine Ingalls
SC
South Carolina
IN
Indiana
PA
Pennsylvania
UHC Carve-Outs
Arizona
Arizona
IL
Illinois
CO
Colorado
Texas
Texas
NC
North Carolina
MN
Minnesota
IN
Indiana
SC
South Carolina
PA
Pennsylvania
UMR
IL
Illinois
CO
Colorado
Texas
Texas
NC
North Carolina
MN
Minnesota
United Healthcare
NC
North Carolina
Vaya Health
Texas
Texas
Veracity Care Solutions
Texas
Texas
WebTPA
NC
North Carolina
Wellcare
Arizona
Arizona
IL
Illinois
CO
Colorado
Texas
Texas
NC
North Carolina
PA
Pennsylvania
Wellmark BCBS

FAQs about insurance

View all FAQs

Can someone help me understand my ABA insurance benefits?

Yes. ABC has a dedicated team of insurance specialists who handle:

  • Verifying your benefits
  • Explaining deductibles, copays, and coinsurance
  • Submitting paperwork and prior authorizations
  • Answering your financial questions

Our goal is to remove barriers so families can focus on milestone moments, not paperwork.

Do I have to reach my deductible before insurance covers ABA therapy?

In most cases, yes. Families are responsible for their deductible and any copays or coinsurance until the plan’s maximum out-of-pocket (MOOP) is reached. After that, insurance typically covers 100% of additional ABA therapy costs for the year.

What if my insurance doesn’t cover all of the recommended ABA therapy hours?

If your insurance company approves fewer hours than recommended, ABC will:

  • File an appeal on your behalf
  • Explore financial assistance options to help close the gap
  • Work with your family to make sure your child receives the highest possible level of support

Prepare them for a bright future with ABA therapy

Start ABA therapy today. Our online interest form helps us match you with a center near you. We will be in touch soon.